The specialist mortgage platform, built for Short-Term rental investors
Hospitality Mortgage funds STR properties, boutique hotels, and income real estate with the speed and structure that serious investors need. Qualify on your property's income potential, not your tax returns
Over $2.4 billion funded across real hospitality deals. Your deal could be next.
Hospitality Mortgage funds Short Term Rentals properties, boutique hotels, and income real estate with the speed and structure that serious investors need. Qualify on property income — not your tax returns.
Hospitality Mortgage funds Short Term Rentals properties, boutique hotels, and income real estate with the speed and structure that serious investors need. Qualify on property income — not your tax returns.
Hospitality Mortgage qualifies you on the income your property generates — so self-employed investors, portfolio builders, and non-traditional earners can access capital without the usual friction.
No tax returns or W-2s required
Qualify on actual or projected STR revenue
Works for LLCs, S-corps, and business entities
Stop losing deals and potential opportunities
The best properties move fast. Our digital-first underwriting process gets qualified borrowers from application to close.
Loans can close within 20 to 30 days
Conditional approval within 3–5 days of file submission
Dedicated loan advisor on every deal from start to close
Built for investors who aren't stopping
at one property
We built portfolio loan structures so you can finance multiple assets under a single loan — with one underwrite, one close, and one set of terms. Whether you're at two properties or twenty, we scale with you.
Finance multiple STRs or boutique hotels under one structure
No re-qualifying for each individual asset
Cash-out refinance available to fund your next acquisition
From interest to funded without the friction in 3 steps.
Investors who moved with clarity
Real deals. Real timelines. Real outcomes. Here's what happens when lending is built around the investor, not the institution.
Questions we hear often.
Any individual or entity purchasing or refinancing a short-term rental, boutique hotel, or income-generating hospitality property. No W-2 or traditional employment required.
Most programs require a minimum 660 FICO. Some bridge and foreign national programs can work with 620+.
Yes. DSCR loans are specifically designed for self-employed borrowers — we qualify on property income, not personal income.
Yes. We lend to LLCs, S-corps, and other business entities. Most investors prefer this for liability protection.
Not for most programs. First-time STR investors are welcome.